Quantum in Financial Services

Financial services is a data-driven, fast-moving sector where speed, precision, and risk management are critical.

Quantum technologies are emerging as a powerful new toolkit to solve challenges that have long been constrained by classical computing limits.

From optimising complex trading portfolios to running more accurate risk simulations, quantum capabilities could transform the way financial institutions operate, opening the door to new efficiencies, smarter decision-making, and competitive advantage. 

Whether you're working with digital twins, robotics, complex supply chains or cutting-edge materials, quantum offers a pathway to smarter, faster, and more sustainable manufacturing.

Key Operational Challenges Quantum Could Address:

Portfolio Optimisation

Incorporating multiple constraints and scenarios into trading and asset allocation strategies in real-time. 

Market Complexity

Managing and analysing massive, fast-changing datasets for trading, investment, and compliance. 

Risk Modelling Limitations

Running accurate stress tests and Monte Carlo simulations is computationally expensive and time-consuming. 

Fraud Detection

Current systems often return high false-positive rates, slowing onboarding and causing customer friction. 

Customer Targeting

Delivering personalised financial products at speed based on complex behavioural data. 

Technologies

Quantum Computing

Enhanced optimisation, simulation, and prediction capabilities for trading, risk analysis, and portfolio management.

Quantum Machine Learning

Advanced pattern recognition for fraud detection, customer behaviour modelling, and product recommendations.

Quantum Cryptography

Quantum key distribution (QKD) for securing transactions and sensitive financial data against future cyber threats.

Active Projects and Pilots Across the Finance Sector

Australia is already making strides in quantum finance capabilities:

Trading Optimisation Trials

Early pilots are using quantum algorithms to improve portfolio diversification, rebalance assets in response to market conditions, and optimise settlement processes.

Fraud Detection and Prevention

Institutions are experimenting with quantum machine learning to improve detection rates and reduce costly false positives.

Risk Modelling and Compliance

Quantum-enhanced simulations are being tested to speed up scenario analysis, improve accuracy, and meet evolving regulatory demands.

Barriers to Adoption, and How Quantum Australia Can Support

Awareness and Education

Many decision-makers underestimate how soon quantum capabilities could impact the sector. QA connects financial institutions with global experts to explore practical opportunities now.

Proof of ROI

The business case for quantum can be hard to quantify in early pilots. QA helps de-risk adoption by facilitating collaborative projects and sharing success stories from across industries.

Skills Shortage

A limited pool of quantum-trained talent exists today. QA builds connections between universities, industry, and training programs to help develop the workforce.

Technology Readiness

While large-scale applications are emerging, targeted quantum solutions are already available. QA helps organisations identify those with immediate potential.

Connect with our Partnerships Teams

Let’s explore how quantum can work for you.